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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,516 | $111,535+14.3% | $105,223+21.2% | $137,256-7.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.14% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $14,360 | $3,939+264.5% | $3,689+289.3% | $4,156+245.5% |
| Participant deferral / active EE | $10,785 | $5,500+96.1% | $5,072+112.7% | $6,407+68.3% |
| Admin fee / account holder | $2,466 | $9,721-74.6% | $8,859-72.2% | $12,270-79.9% |