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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,910 | $110,410-28.5% | $102,437-23.0% | $145,897-45.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 19.06% | 24.85%-5.8pp | 24.95%-5.9pp | 552.29%-533.2pp |
| Employer contribution / active EE | $11,953 | $4,217+183.4% | $3,871+208.8% | $4,663+156.3% |
| Participant deferral / active EE | $9,819 | $5,622+74.7% | $5,060+94.0% | $6,689+46.8% |
| Admin fee / account holder | $1,850 | $9,745-81.0% | $8,388-77.9% | $13,390-86.2% |