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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,516 | $129,737-1.7% | $119,126+7.0% | $154,746-17.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.14% | 379.08%-362.9pp | 282.11%-266.0pp | 172.34%-156.2pp |
| Employer contribution / active EE | $14,360 | $4,375+228.2% | $4,034+256.0% | $4,379+227.9% |
| Participant deferral / active EE | $10,785 | $5,842+84.6% | $5,318+102.8% | $6,730+60.2% |
| Admin fee / account holder | $2,466 | $11,961-79.4% | $10,693-76.9% | $14,365-82.8% |