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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,696 | $154,228-81.4% | $145,433-80.3% | $137,256-79.1% |
| Participation rate | 79.2% | 83.8%-4.6pp | 82.1%-3.0pp | 80.0%-0.8pp |
| Annual return | 12.56% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,773 | $4,804-63.1% | $4,554-61.1% | $4,156-57.3% |
| Participant deferral / active EE | $5,961 | $8,216-27.5% | $7,897-24.5% | $6,407-7.0% |
| Admin fee / account holder | $1,175 | $14,344-91.8% | $13,129-91.0% | $12,270-90.4% |