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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,052 | $30,423-83.4% | $56,025-91.0% | $74,478-93.2% |
| Participation rate | 64.6% | 32.9%+31.7pp | 52.5%+12.1pp | 67.2%-2.6pp |
| Annual return | 36.54% | 24.97%+11.6pp | 1712.69%-1676.1pp | 1370.56%-1334.0pp |
| Employer contribution / active EE | $576 | $610-5.6% | $1,042-44.7% | $2,626-78.1% |
| Participant deferral / active EE | $1,275 | $1,176+8.4% | $1,955-34.8% | $4,350-70.7% |
| Admin fee / account holder | $575 | $2,363-75.7% | $2,828-79.7% | $1,946-70.4% |