Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,471 | $112,596-84.5% | $152,301-88.5% | $64,728-73.0% |
| Participation rate | 24.8% | 63.6%-38.8pp | 82.4%-57.6pp | 57.9%-33.1pp |
| Annual return | 18.02% | 23.76%-5.7pp | 80.50%-62.5pp | 49.38%-31.4pp |
| Employer contribution / active EE | $373 | $3,716-90.0% | $4,624-91.9% | $2,243-83.4% |
| Participant deferral / active EE | $746 | $6,075-87.7% | $8,004-90.7% | $2,729-72.7% |
| Admin fee / account holder | $1,906 | $996+91.4% | $14,398-86.8% | $1,145+66.5% |