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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,652 | $134,817-94.3% | $123,973-93.8% | $155,188-95.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.80% | 515.49%-495.7pp | 388.13%-368.3pp | 148.84%-129.0pp |
| Employer contribution / active EE | $1,478 | $4,425-66.6% | $4,126-64.2% | $4,248-65.2% |
| Participant deferral / active EE | $2,022 | $5,706-64.6% | $5,247-61.5% | $6,531-69.0% |
| Admin fee / account holder | $602 | $13,245-95.5% | $11,799-94.9% | $14,480-95.8% |