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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,652 | $114,119-93.3% | $107,187-92.9% | $138,895-94.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.80% | 273.21%-253.4pp | 204.55%-184.7pp | 145.39%-125.6pp |
| Employer contribution / active EE | $1,478 | $4,059-63.6% | $3,782-60.9% | $4,194-64.8% |
| Participant deferral / active EE | $2,022 | $5,538-63.5% | $5,096-60.3% | $6,396-68.4% |
| Admin fee / account holder | $602 | $10,024-94.0% | $9,162-93.4% | $12,562-95.2% |