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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,831 | $149,040-88.7% | $120,225-86.0% | $137,256-87.7% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 19.81% | 605.68%-585.9pp | 439.23%-419.4pp | 220.34%-200.5pp |
| Employer contribution / active EE | $1,771 | $4,350-59.3% | $3,475-49.0% | $4,156-57.4% |
| Participant deferral / active EE | $3,784 | $4,655-18.7% | $3,999-5.4% | $6,407-40.9% |
| Admin fee / account holder | $1,922 | $6,348-69.7% | $5,696-66.3% | $12,270-84.3% |