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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,080 | $160,070+17.5% | $147,117+27.8% | $145,897+28.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.44% | 98.69%-84.2pp | 420.54%-406.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $3,665 | $5,285-30.6% | $4,932-25.7% | $4,663-21.4% |
| Participant deferral / active EE | $13,523 | $8,419+60.6% | $8,065+67.7% | $6,689+102.2% |
| Admin fee / account holder | $214 | $15,035-98.6% | $12,993-98.4% | $13,390-98.4% |