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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,170 | $160,070+65.0% | $147,117+79.6% | $145,897+81.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.72% | 98.69%-90.0pp | 420.54%-411.8pp | 552.29%-543.6pp |
| Employer contribution / active EE | $2,030 | $5,285-61.6% | $4,932-58.8% | $4,663-56.5% |
| Participant deferral / active EE | $13,499 | $8,419+60.3% | $8,065+67.4% | $6,689+101.8% |
| Admin fee / account holder | $72,440 | $15,035+381.8% | $12,993+457.5% | $13,390+441.0% |