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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,337 | $160,070-68.6% | $147,117-65.8% | $145,897-65.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 11.33% | 98.69%-87.4pp | 420.54%-409.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $3,323 | $5,285-37.1% | $4,932-32.6% | $4,663-28.7% |
| Participant deferral / active EE | $7,182 | $8,419-14.7% | $8,065-10.9% | $6,689+7.4% |
| Admin fee / account holder | $15,337 | $15,035+2.0% | $12,993+18.0% | $13,390+14.5% |