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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,531 | $67,823-6.3% | $52,425+21.2% | $137,256-53.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.81% | 219.11%-202.3pp | 302.12%-285.3pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,538 | $1,163+204.2% | $914+287.0% | $4,156-14.9% |
| Participant deferral / active EE | $10,086 | $2,288+340.8% | $1,790+463.3% | $6,407+57.4% |
| Admin fee / account holder | $2,791 | $2,844-1.9% | $2,495+11.9% | $12,270-77.3% |