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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,155 | $136,860+125.9% | $120,344+156.9% | $154,746+99.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 0.85% | 21.38%-20.5pp | 20.30%-19.5pp | 172.34%-171.5pp |
| Employer contribution / active EE | $47,688 | $3,533+1249.8% | $3,020+1479.0% | $4,379+989.0% |
| Participant deferral / active EE | $31,000 | $5,793+435.1% | $5,135+503.7% | $6,730+360.6% |
| Admin fee / account holder | $10 | $15,393-99.9% | $12,742-99.9% | $14,365-99.9% |