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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,986 | $108,942-84.4% | $100,415-83.1% | $145,897-88.4% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.9pp | 80.3%-13.6pp |
| Annual return | 13.47% | 58.27%-44.8pp | 49.47%-36.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,191 | $4,422-73.1% | $3,943-69.8% | $4,663-74.5% |
| Participant deferral / active EE | $2,277 | $8,461-73.1% | $8,091-71.9% | $6,689-66.0% |
| Admin fee / account holder | $961 | $9,702-90.1% | $7,906-87.8% | $13,390-92.8% |