Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,157 | $138,386-75.3% | $184,260-81.5% | $80,935-57.8% |
| Participation rate | 53.6% | 83.9%-30.3pp | 86.8%-33.3pp | 67.7%-14.1pp |
| Annual return | 12.91% | 20.02%-7.1pp | 28.84%-15.9pp | 35.66%-22.8pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,005 | $7,076-43.4% | $9,133-56.1% | $4,299-6.9% |
| Admin fee / account holder | $4,521 | $10,489-56.9% | $13,898-67.5% | $6,924-34.7% |