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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,904 | $125,184-64.9% | $105,607-58.4% | $145,884-69.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.30% | 225.00%-212.7pp | 116.11%-103.8pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,908 | $3,720-48.7% | $3,167-39.8% | $4,662-59.1% |
| Participant deferral / active EE | $8,741 | $5,714+53.0% | $5,011+74.4% | $6,690+30.7% |
| Admin fee / account holder | $405 | $17,133-97.6% | $10,958-96.3% | $13,392-97.0% |