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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,791 | $160,028-82.6% | $147,080-81.1% | $145,884-80.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.57% | 98.60%-85.0pp | 420.17%-406.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,571 | $5,286-51.4% | $4,933-47.9% | $4,662-44.8% |
| Participant deferral / active EE | $7,728 | $8,422-8.2% | $8,066-4.2% | $6,690+15.5% |
| Admin fee / account holder | $16,362 | $15,030+8.9% | $12,989+26.0% | $13,392+22.2% |