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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,073 | $124,425-45.3% | $112,040-39.2% | $137,256-50.4% |
| Participation rate | 69.2% | 79.3%-10.1pp | 76.5%-7.3pp | 80.0%-10.7pp |
| Annual return | 14.80% | 24.72%-9.9pp | 24.52%-9.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $6,741 | $3,411+97.6% | $2,954+128.2% | $4,156+62.2% |
| Participant deferral / active EE | $7,259 | $5,718+26.9% | $5,098+42.4% | $6,407+13.3% |
| Admin fee / account holder | $13,454 | $15,207-11.5% | $12,098+11.2% | $12,270+9.6% |