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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,535 | $110,410+2.8% | $102,437+10.8% | $145,897-22.2% |
| Participation rate | 68.4% | 77.9%-9.5pp | 74.5%-6.1pp | 80.3%-11.9pp |
| Annual return | 15.02% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $4,189 | $4,217-0.7% | $3,871+8.2% | $4,663-10.2% |
| Participant deferral / active EE | $8,685 | $5,622+54.5% | $5,060+71.6% | $6,689+29.8% |
| Admin fee / account holder | $23 | $9,745-99.8% | $8,388-99.7% | $13,390-99.8% |