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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,336 | $102,385-44.0% | $147,080-61.0% | $80,935-29.2% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.7%+19.0pp |
| Annual return | 20.67% | 135.09%-114.4pp | 420.17%-399.5pp | 35.66%-15.0pp |
| Employer contribution / active EE | $3,719 | $3,717+0.1% | $4,933-24.6% | $2,757+34.9% |
| Participant deferral / active EE | $7,767 | $6,651+16.8% | $8,066-3.7% | $4,299+80.6% |
| Admin fee / account holder | $3,158 | $7,951-60.3% | $12,989-75.7% | $6,924-54.4% |