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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,343 | $112,729-94.4% | $98,716-93.6% | $137,256-95.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.48% | 38.48%-25.0pp | 31.81%-18.3pp | 220.34%-206.9pp |
| Employer contribution / active EE | $992 | $2,725-63.6% | $2,279-56.5% | $4,156-76.1% |
| Participant deferral / active EE | $1,205 | $4,640-74.0% | $4,048-70.2% | $6,407-81.2% |
| Admin fee / account holder | $2,263 | $10,129-77.7% | $8,703-74.0% | $12,270-81.6% |