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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,416 | $108,882-48.2% | $96,754-41.7% | $154,746-63.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 19.11% | 98.39%-79.3pp | 82.04%-62.9pp | 172.34%-153.2pp |
| Employer contribution / active EE | $15,653 | $3,018+418.6% | $2,679+484.2% | $4,379+257.4% |
| Participant deferral / active EE | $6,036 | $5,323+13.4% | $4,758+26.9% | $6,730-10.3% |
| Admin fee / account holder | $963 | $10,200-90.6% | $8,905-89.2% | $14,365-93.3% |