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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,416 | $97,125-41.9% | $86,233-34.6% | $137,256-58.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 19.11% | 74.19%-55.1pp | 61.39%-42.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $15,653 | $2,841+450.9% | $2,504+525.0% | $4,156+276.6% |
| Participant deferral / active EE | $6,036 | $5,180+16.5% | $4,559+32.4% | $6,407-5.8% |
| Admin fee / account holder | $963 | $9,725-90.1% | $8,342-88.5% | $12,270-92.1% |