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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,889 | $29,736+0.5% | $56,033-46.7% | $80,935-63.1% |
| Participation rate | 71.1% | 41.7%+29.4pp | 52.5%+18.6pp | 67.7%+3.4pp |
| Annual return | 29.23% | 35.28%-6.0pp | 1711.38%-1682.1pp | 35.66%-6.4pp |
| Employer contribution / active EE | $1,043 | $671+55.3% | $1,041+0.2% | $2,757-62.2% |
| Participant deferral / active EE | $1,736 | $1,228+41.3% | $1,954-11.2% | $4,299-59.6% |
| Admin fee / account holder | $633 | $2,434-74.0% | $2,827-77.6% | $6,924-90.9% |