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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,661 | $28,624+31.6% | $53,647-29.8% | $82,637-54.4% |
| Participation rate | 83.7% | 47.3%+36.5pp | 56.3%+27.4pp | 68.1%+15.7pp |
| Annual return | 16.40% | 664.98%-648.6pp | 358.33%-341.9pp | 53.51%-37.1pp |
| Employer contribution / active EE | $1,123 | $637+76.3% | $962+16.7% | $2,552-56.0% |
| Participant deferral / active EE | $2,018 | $1,196+68.7% | $1,813+11.3% | $4,126-51.1% |
| Admin fee / account holder | $1,332 | $2,022-34.1% | $2,460-45.8% | $7,339-81.8% |