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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,791 | $81,233+255.5% | $155,567+85.6% | $80,874+257.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 21.53% | 33.33%-11.8pp | 64.74%-43.2pp | 35.62%-14.1pp |
| Employer contribution / active EE | $6,070 | $3,101+95.8% | $4,674+29.9% | $2,756+120.3% |
| Participant deferral / active EE | $4,538 | $3,452+31.5% | $5,628-19.4% | $4,297+5.6% |
| Admin fee / account holder | $24,615 | $7,998+207.8% | $15,916+54.6% | $6,935+254.9% |