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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,274 | $201,370-29.3% | $184,256-22.8% | $145,897-2.5% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 11.28% | 29.05%-17.8pp | 28.85%-17.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $1,797 | $7,024-74.4% | $6,427-72.0% | $4,663-61.5% |
| Participant deferral / active EE | $2,714 | $9,808-72.3% | $9,133-70.3% | $6,689-59.4% |
| Admin fee / account holder | $87,982 | $16,364+437.7% | $13,899+533.0% | $13,390+557.1% |