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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,886 | $57,140-28.4% | $85,240-52.0% | $80,959-49.5% |
| Participation rate | 66.0% | 56.4%+9.6pp | 67.5%-1.5pp | 67.7%-1.7pp |
| Annual return | 13.57% | 21.71%-8.1pp | 66.75%-53.2pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,376 | $1,802-23.6% | $2,735-49.7% | $2,757-50.1% |
| Participant deferral / active EE | $2,697 | $3,115-13.4% | $4,527-40.4% | $4,300-37.3% |
| Admin fee / account holder | $13,339 | $4,992+167.2% | $6,165+116.4% | $6,925+92.6% |