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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,359 | $49,976+276.9% | $66,674+182.5% | $82,637+127.9% |
| Participation rate | 97.6% | 63.1%+34.5pp | 73.7%+23.9pp | 68.1%+29.5pp |
| Annual return | 11.93% | 39.09%-27.2pp | 321.24%-309.3pp | 53.51%-41.6pp |
| Employer contribution / active EE | $7,520 | $1,988+278.2% | $2,620+187.0% | $2,552+194.7% |
| Participant deferral / active EE | $2,547 | $2,847-10.5% | $4,084-37.6% | $4,126-38.3% |
| Admin fee / account holder | $13,061 | $4,594+184.3% | $5,098+156.2% | $7,339+78.0% |