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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,359 | $76,368-89.1% | $67,681-87.6% | $154,746-94.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 17.66% | 1066.77%-1049.1pp | 590.58%-572.9pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,940 | $3,151-6.7% | $2,678+9.8% | $4,379-32.9% |
| Participant deferral / active EE | $4,288 | $4,824-11.1% | $3,976+7.8% | $6,730-36.3% |
| Admin fee / account holder | $3,426 | $8,559-60.0% | $6,100-43.8% | $14,365-76.1% |