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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,569 | $183,539-0.5% | $155,556+17.4% | $145,897+25.1% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 15.65% | 61.31%-45.7pp | 64.84%-49.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $5,480 | $5,315+3.1% | $4,675+17.2% | $4,663+17.5% |
| Participant deferral / active EE | $6,652 | $6,467+2.9% | $5,631+18.1% | $6,689-0.6% |
| Admin fee / account holder | $900 | $19,275-95.3% | $15,885-94.3% | $13,390-93.3% |