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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,602 | $108,825+60.4% | $156,181+11.8% | $82,448+111.8% |
| Participation rate | 59.3% | 72.4%-13.1pp | 78.8%-19.6pp | 68.1%-8.8pp |
| Annual return | 17.91% | 20.59%-2.7pp | 64.87%-47.0pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,594 | $2,870-44.4% | $4,294-62.9% | $2,551-37.5% |
| Participant deferral / active EE | $3,705 | $4,577-19.1% | $6,132-39.6% | $4,139-10.5% |
| Admin fee / account holder | $290 | $9,341-96.9% | $14,586-98.0% | $7,234-96.0% |