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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,793 | $81,358+259.9% | $155,556+88.2% | $80,959+261.7% |
| Participation rate | 86.5% | 66.3%+20.2pp | 78.2%+8.3pp | 67.7%+18.8pp |
| Annual return | 9.89% | 33.39%-23.5pp | 64.84%-54.9pp | 35.67%-25.8pp |
| Employer contribution / active EE | $8,496 | $3,106+173.5% | $4,675+81.7% | $2,757+208.2% |
| Participant deferral / active EE | $6,835 | $3,455+97.8% | $5,631+21.4% | $4,300+58.9% |
| Admin fee / account holder | $5,199 | $7,994-35.0% | $15,885-67.3% | $6,925-24.9% |