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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,309 | $71,197-25.1% | $93,669-43.1% | $80,925-34.1% |
| Participation rate | 88.7% | 60.4%+28.3pp | 68.7%+20.0pp | 67.7%+21.0pp |
| Annual return | 8.54% | 11.27%-2.7pp | 133.59%-125.1pp | 35.65%-27.1pp |
| Employer contribution / active EE | $1,671 | $1,565+6.8% | $2,424-31.1% | $2,756-39.4% |
| Participant deferral / active EE | $4,669 | $4,036+15.7% | $4,416+5.7% | $4,299+8.6% |
| Admin fee / account holder | $3,416 | $6,959-50.9% | $8,291-58.8% | $6,940-50.8% |