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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,779 | $81,276+249.2% | $155,574+82.4% | $80,925+250.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.93% | 33.36%-21.4pp | 64.87%-52.9pp | 35.65%-23.7pp |
| Employer contribution / active EE | $14,636 | $3,103+371.7% | $4,676+213.0% | $2,756+431.0% |
| Participant deferral / active EE | $10,246 | $3,453+196.7% | $5,629+82.0% | $4,299+138.4% |
| Admin fee / account holder | $56,944 | $7,993+612.4% | $15,914+257.8% | $6,940+720.5% |