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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,571 | $88,815+44.8% | $81,882+57.0% | $145,897-11.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.44% | 1033.75%-1020.3pp | 779.47%-766.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $15,223 | $3,086+393.2% | $2,916+422.0% | $4,663+226.5% |
| Participant deferral / active EE | $7,087 | $4,647+52.5% | $4,323+63.9% | $6,689+5.9% |
| Admin fee / account holder | $4,106 | $8,434-51.3% | $7,360-44.2% | $13,390-69.3% |