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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,531 | $102,609-87.8% | $98,090-87.2% | $138,895-91.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 20.80% | 36.44%-15.6pp | 37.05%-16.3pp | 145.39%-124.6pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,398 | $8,167-46.2% | $7,845-43.9% | $6,396-31.2% |
| Admin fee / account holder | $1,044 | $11,434-90.9% | $11,815-91.2% | $12,562-91.7% |