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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,562 | $185,312+8.8% | $161,489+24.8% | $154,746+30.3% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 14.31% | 103.84%-89.5pp | 89.72%-75.4pp | 172.34%-158.0pp |
| Employer contribution / active EE | $3,578 | $4,769-25.0% | $4,268-16.2% | $4,379-18.3% |
| Participant deferral / active EE | $6,679 | $6,350+5.2% | $5,630+18.6% | $6,730-0.8% |
| Admin fee / account holder | $2,755 | $18,654-85.2% | $16,006-82.8% | $14,365-80.8% |