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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,562 | $172,111+17.1% | $150,298+34.1% | $137,256+46.9% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 14.31% | 69.37%-55.1pp | 62.79%-48.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $3,578 | $4,636-22.8% | $4,154-13.9% | $4,156-13.9% |
| Participant deferral / active EE | $6,679 | $6,166+8.3% | $5,453+22.5% | $6,407+4.2% |
| Admin fee / account holder | $2,755 | $16,471-83.3% | $14,116-80.5% | $12,270-77.5% |