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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,920 | $102,422+11.2% | $147,117-22.6% | $80,959+40.7% |
| Participation rate | 30.9% | 75.9%-45.0pp | 82.2%-51.3pp | 67.7%-36.8pp |
| Annual return | 12.08% | 135.16%-123.1pp | 420.54%-408.5pp | 35.67%-23.6pp |
| Employer contribution / active EE | $886 | $3,717-76.2% | $4,932-82.0% | $2,757-67.9% |
| Participant deferral / active EE | $3,140 | $6,652-52.8% | $8,065-61.1% | $4,300-27.0% |
| Admin fee / account holder | $1,708 | $7,953-78.5% | $12,993-86.9% | $6,925-75.3% |