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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,090 | $209,336+101.6% | $197,124+114.1% | $137,256+207.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 19.98% | 48.09%-28.1pp | 44.34%-24.4pp | 220.34%-200.4pp |
| Employer contribution / active EE | $10,695 | $6,591+62.3% | $6,227+71.7% | $4,156+157.3% |
| Participant deferral / active EE | $19,983 | $9,614+107.9% | $9,135+118.8% | $6,407+211.9% |
| Admin fee / account holder | $5,389 | $17,308-68.9% | $16,298-66.9% | $12,270-56.1% |