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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,842 | $117,846-75.5% | $102,434-71.8% | $145,884-80.2% |
| Participation rate | 70.0% | 78.6%-8.6pp | 76.5%-6.5pp | 80.3%-10.3pp |
| Annual return | 18.47% | 31.90%-13.4pp | 29.46%-11.0pp | 551.85%-533.4pp |
| Employer contribution / active EE | $1,997 | $3,615-44.7% | $3,023-33.9% | $4,662-57.2% |
| Participant deferral / active EE | $4,828 | $5,733-15.8% | $5,055-4.5% | $6,690-27.8% |
| Admin fee / account holder | $682 | $13,356-94.9% | $9,462-92.8% | $13,392-94.9% |