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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,583 | $124,425-68.2% | $112,040-64.7% | $137,256-71.2% |
| Participation rate | 72.7% | 79.3%-6.6pp | 76.5%-3.8pp | 80.0%-7.2pp |
| Annual return | 15.93% | 24.72%-8.8pp | 24.52%-8.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,740 | $3,411-49.0% | $2,954-41.1% | $4,156-58.1% |
| Participant deferral / active EE | $4,544 | $5,718-20.5% | $5,098-10.9% | $6,407-29.1% |
| Admin fee / account holder | $395 | $15,207-97.4% | $12,098-96.7% | $12,270-96.8% |