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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,583 | $126,661-68.7% | $113,397-65.1% | $138,895-71.5% |
| Participation rate | 72.7% | 79.4%-6.7pp | 76.5%-3.8pp | 79.9%-7.2pp |
| Annual return | 15.93% | 25.05%-9.1pp | 23.20%-7.3pp | 145.39%-129.5pp |
| Employer contribution / active EE | $1,740 | $3,456-49.7% | $2,977-41.6% | $4,194-58.5% |
| Participant deferral / active EE | $4,544 | $5,693-20.2% | $5,076-10.5% | $6,396-29.0% |
| Admin fee / account holder | $395 | $14,549-97.3% | $11,957-96.7% | $12,562-96.9% |