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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,119 | $100,203-60.0% | $85,240-52.9% | $145,897-72.5% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.92% | 84.28%-70.4pp | 66.75%-52.8pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,023 | $3,242-68.4% | $2,735-62.6% | $4,663-78.1% |
| Participant deferral / active EE | $5,047 | $5,299-4.8% | $4,527+11.5% | $6,689-24.6% |
| Admin fee / account holder | $4 | $7,265-99.9% | $6,165-99.9% | $13,390-100.0% |