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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,119 | $100,073-59.9% | $85,126-52.9% | $145,877-72.5% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.92% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,023 | $3,236-68.4% | $2,731-62.5% | $4,663-78.1% |
| Participant deferral / active EE | $5,047 | $5,294-4.7% | $4,523+11.6% | $6,691-24.6% |
| Admin fee / account holder | $4 | $7,261-99.9% | $6,160-99.9% | $13,402-100.0% |