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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,252 | $150,412-71.9% | $120,574-65.0% | $145,884-71.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 13.86% | 154.50%-140.6pp | 107.42%-93.6pp | 551.85%-538.0pp |
| Employer contribution / active EE | $1,643 | $4,355-62.3% | $3,471-52.7% | $4,662-64.8% |
| Participant deferral / active EE | $4,111 | $6,175-33.4% | $4,996-17.7% | $6,690-38.5% |
| Admin fee / account holder | $549 | $12,224-95.5% | $9,445-94.2% | $13,392-95.9% |