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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,756 | $102,609+306.2% | $98,090+324.9% | $138,895+200.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 10.75% | 36.44%-25.7pp | 37.05%-26.3pp | 145.39%-134.6pp |
| Employer contribution / active EE | $40,431 | $3,867+945.5% | $3,606+1021.1% | $4,194+864.0% |
| Participant deferral / active EE | $3,632 | $8,167-55.5% | $7,845-53.7% | $6,396-43.2% |
| Admin fee / account holder | $2,767 | $11,434-75.8% | $11,815-76.6% | $12,562-78.0% |