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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,484 | $108,911+216.3% | $100,392+243.1% | $145,884+136.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.69% | 58.23%-49.5pp | 49.45%-40.8pp | 551.85%-543.2pp |
| Employer contribution / active EE | $18,352 | $4,420+315.2% | $3,941+365.6% | $4,662+293.6% |
| Participant deferral / active EE | $25,566 | $8,459+202.2% | $8,090+216.0% | $6,690+282.2% |
| Admin fee / account holder | $2,395 | $9,698-75.3% | $7,904-69.7% | $13,392-82.1% |