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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,756 | $100,970+312.8% | $96,576+331.5% | $137,256+203.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 10.75% | 38.16%-27.4pp | 38.47%-27.7pp | 220.34%-209.6pp |
| Employer contribution / active EE | $40,431 | $3,809+961.4% | $3,553+1037.9% | $4,156+872.8% |
| Participant deferral / active EE | $3,632 | $8,286-56.2% | $7,956-54.4% | $6,407-43.3% |
| Admin fee / account holder | $2,767 | $11,312-75.5% | $11,381-75.7% | $12,270-77.4% |