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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,582 | $183,627+8.1% | $155,602+27.6% | $145,978+36.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 11.46% | 61.32%-49.9pp | 64.81%-53.4pp | 550.52%-539.1pp |
| Employer contribution / active EE | $8,641 | $5,316+62.5% | $4,675+84.8% | $4,662+85.3% |
| Participant deferral / active EE | $8,659 | $6,466+33.9% | $5,629+53.8% | $6,690+29.4% |
| Admin fee / account holder | $843 | $19,327-95.6% | $15,923-94.7% | $13,400-93.7% |