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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,914 | $81,403-79.2% | $147,027-88.5% | $87,485-80.7% |
| Participation rate | 92.5% | 63.4%+29.1pp | 73.7%+18.8pp | 68.9%+23.6pp |
| Annual return | 19.34% | 16.51%+2.8pp | 20.23%-0.9pp | 26.06%-6.7pp |
| Employer contribution / active EE | $1,431 | $2,205-35.1% | $3,626-60.5% | $2,596-44.9% |
| Participant deferral / active EE | $3,404 | $3,315+2.7% | $4,933-31.0% | $4,274-20.4% |
| Admin fee / account holder | $473 | $6,755-93.0% | $12,223-96.1% | $7,775-93.9% |