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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,914 | $77,896-78.3% | $134,172-87.4% | $82,448-79.5% |
| Participation rate | 92.5% | 62.8%+29.7pp | 72.5%+20.0pp | 68.1%+24.4pp |
| Annual return | 19.34% | 18.21%+1.1pp | 25.30%-6.0pp | 41.64%-22.3pp |
| Employer contribution / active EE | $1,431 | $2,159-33.7% | $3,420-58.1% | $2,551-43.9% |
| Participant deferral / active EE | $3,404 | $3,162+7.6% | $4,690-27.4% | $4,139-17.8% |
| Admin fee / account holder | $473 | $6,336-92.5% | $12,016-96.1% | $7,234-93.5% |