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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,914 | $87,180-80.6% | $173,703-90.3% | $94,015-82.0% |
| Participation rate | 92.5% | 65.6%+26.9pp | 75.9%+16.6pp | 70.8%+21.7pp |
| Annual return | 19.34% | 14.17%+5.2pp | 17.46%+1.9pp | 17.84%+1.5pp |
| Employer contribution / active EE | $1,431 | $2,494-42.6% | $4,288-66.6% | $2,790-48.7% |
| Participant deferral / active EE | $3,404 | $3,343+1.8% | $4,854-29.9% | $4,249-19.9% |
| Admin fee / account holder | $473 | $7,506-93.7% | $15,562-97.0% | $8,951-94.7% |