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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,973 | $132,099-38.7% | $115,599-30.0% | $138,895-41.7% |
| Participation rate | 0.0% | 77.9%-77.9pp | 74.3%-74.3pp | 79.9%-79.9pp |
| Annual return | 18.96% | 176.76%-157.8pp | 111.10%-92.1pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,256 | $3,416-63.2% | $2,955-57.5% | $4,194-70.1% |
| Participant deferral / active EE | $3,159 | $5,617-43.8% | $4,889-35.4% | $6,396-50.6% |
| Admin fee / account holder | $20,898 | $15,650+33.5% | $12,841+62.7% | $12,562+66.4% |