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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,512 | $97,078+192.0% | $103,065+175.1% | $145,897+94.3% |
| Participation rate | 83.3% | 81.1%+2.2pp | 80.6%+2.8pp | 80.3%+3.0pp |
| Annual return | 19.99% | 25.49%-5.5pp | 23.95%-4.0pp | 552.29%-532.3pp |
| Employer contribution / active EE | $4,598 | $4,680-1.7% | $4,675-1.6% | $4,663-1.4% |
| Participant deferral / active EE | $15,871 | $6,601+140.4% | $6,625+139.6% | $6,689+137.3% |
| Admin fee / account holder | $1,441 | $12,505-88.5% | $9,349-84.6% | $13,390-89.2% |