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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,512 | $97,751+190.0% | $103,447+174.1% | $145,877+94.4% |
| Participation rate | 83.3% | 81.1%+2.2pp | 80.5%+2.8pp | 80.3%+3.0pp |
| Annual return | 19.99% | 25.43%-5.4pp | 23.92%-3.9pp | 551.28%-531.3pp |
| Employer contribution / active EE | $4,598 | $4,684-1.8% | $4,678-1.7% | $4,663-1.4% |
| Participant deferral / active EE | $15,871 | $6,603+140.4% | $6,624+139.6% | $6,691+137.2% |
| Admin fee / account holder | $1,441 | $12,515-88.5% | $9,415-84.7% | $13,402-89.3% |