See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429 | $54,193-99.2% | $93,654-99.5% | $77,671-99.4% |
| Participation rate | 64.4% | 63.9%+0.5pp | 68.7%-4.3pp | 70.6%-6.1pp |
| Annual return | 0.00% | 30.54%-30.5pp | 133.34%-133.3pp | 31.21%-31.2pp |
| Employer contribution / active EE | $0 | $1,168-100.0% | $2,421-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $397 | $3,144-87.4% | $4,413-91.0% | $4,648-91.5% |
| Admin fee / account holder | $1 | $576-99.9% | $8,282-100.0% | $430-99.8% |