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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $511,339 | $111,814+357.3% | $103,374+394.6% | $145,959+250.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 21.17% | 24.77%-3.6pp | 24.89%-3.7pp | 561.95%-540.8pp |
| Employer contribution / active EE | $5,048 | $4,214+19.8% | $3,869+30.5% | $4,661+8.3% |
| Participant deferral / active EE | $4,344 | $5,618-22.7% | $5,058-14.1% | $6,689-35.0% |
| Admin fee / account holder | $3,853 | $9,754-60.5% | $8,394-54.1% | $13,398-71.2% |