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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,354 | $90,614+29.5% | $76,089+54.2% | $145,877-19.6% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.1%+14.2pp | 80.3%+3.0pp |
| Annual return | 15.90% | 623.80%-607.9pp | 360.94%-345.0pp | 551.28%-535.4pp |
| Employer contribution / active EE | $1,756 | $3,324-47.2% | $2,690-34.7% | $4,663-62.3% |
| Participant deferral / active EE | $4,570 | $5,168-11.6% | $4,259+7.3% | $6,691-31.7% |
| Admin fee / account holder | $3,321 | $8,376-60.4% | $6,418-48.3% | $13,402-75.2% |