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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,798 | $128,603-60.5% | $197,124-74.2% | $67,986-25.3% |
| Participation rate | 77.5% | 81.7%-4.2pp | 86.7%-9.2pp | 57.2%+20.3pp |
| Annual return | 19.87% | 23.77%-3.9pp | 44.34%-24.5pp | 31.67%-11.8pp |
| Employer contribution / active EE | $2,999 | $4,379-31.5% | $6,227-51.8% | $2,019+48.5% |
| Participant deferral / active EE | $6,446 | $6,840-5.8% | $9,135-29.4% | $3,358+91.9% |
| Admin fee / account holder | $5,208 | $3,035+71.6% | $16,298-68.0% | $3,203+62.6% |