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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,798 | $121,671-58.2% | $211,142-75.9% | $64,340-21.0% |
| Participation rate | 77.5% | 76.5%+1.0pp | 87.3%-9.8pp | 55.2%+22.3pp |
| Annual return | 19.87% | 21.43%-1.6pp | 46.84%-27.0pp | 24.14%-4.3pp |
| Employer contribution / active EE | $2,999 | $4,066-26.2% | $6,442-53.5% | $1,862+61.1% |
| Participant deferral / active EE | $6,446 | $6,049+6.6% | $9,284-30.6% | $2,980+116.3% |
| Admin fee / account holder | $5,208 | $4,774+9.1% | $19,076-72.7% | $3,703+40.7% |