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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,926 | $157,829+68.5% | $136,867+94.3% | $198,609+33.9% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 8.98% | 51.25%-42.3pp | 42.97%-34.0pp | 202.70%-193.7pp |
| Employer contribution / active EE | $16,192 | $3,923+312.8% | $3,547+356.5% | $5,055+220.3% |
| Participant deferral / active EE | $48,153 | $5,463+781.4% | $4,924+878.0% | $6,977+590.2% |
| Admin fee / account holder | $57,472 | $11,107+417.4% | $10,340+455.8% | $19,030+202.0% |