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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,931 | $110,410+28.5% | $102,437+38.6% | $145,897-2.7% |
| Participation rate | 72.7% | 77.9%-5.2pp | 74.5%-1.8pp | 80.3%-7.6pp |
| Annual return | 17.60% | 24.85%-7.3pp | 24.95%-7.4pp | 552.29%-534.7pp |
| Employer contribution / active EE | $2,306 | $4,217-45.3% | $3,871-40.4% | $4,663-50.6% |
| Participant deferral / active EE | $6,085 | $5,622+8.2% | $5,060+20.3% | $6,689-9.0% |
| Admin fee / account holder | $2,446 | $9,745-74.9% | $8,388-70.8% | $13,390-81.7% |